

Unless you’ve exhausted all other options, most customers will find better options than this one, including an alternate also issued by Wells Fargo listed in our card comparisons below.Īlthough there are many cards that offer 0% APR on balance transfers, not all of them offer an introductory rate on purchases as well, which sets the Wells Fargo Reflect® Card apart. When you pay your wireless bill with the Wells Fargo Reflect® Card, you’ll have access to up to $600 in coverage per claim for stolen and damaged phones (subject to a $25 deductible). Notably, purchases don’t earn rewards, which makes the card less attractive than direct competitors that also offer introductory 0% rates.Ī nice additional benefit however, standard on many Wells Fargo cards, is the included cell phone insurance. Like most no-annual-fee cards, this one doesn’t come with a large suite of benefits. While the introductory rates may be enticing to some applicants, it’s not a great card to use long-term. The main selling point of this card is the long introductory rate on both new purchases and eligible balance transfers. The Wells Fargo Reflect® Card is light on features, but handy for anyone looking to pay down debt or stretch payments on a new, large purchase.
